:root{--fd-green-950:#052e18;--fd-green-900:#07401f;--fd-green-850:#0a4d27;--fd-green-800:#0d5c2d;--fd-green-700:#127038;--fd-green-600:#178544;--fd-green-500:#1f9d52;--fd-green-400:#35b869;--fd-green-300:#63d18e;--fd-green-200:#a3e6bd;--fd-gold:#f2a413;--fd-gold-bright:#ffc23d;--fd-gold-soft:#ffdd8a;--fd-orange:#f97316;--fd-orange-dark:#d95d05;--fd-red:#e0413c;--fd-red-soft:#ff7a72;--fd-white:#fff;--fd-cream:#f4fbf6;--fd-mist:#d9ebe0;--fd-muted:#a9c9b6;--fd-ink:#082b17;--fd-ink-soft:#2f4c3b;--bg:var(--fd-green-900);--bg-alt:var(--fd-green-850);--surface:var(--fd-green-800);--surface-2:var(--fd-green-700);--border:#ffffff21;--border-strong:#ffffff3d;--text:var(--fd-cream);--text-dim:var(--fd-muted);--accent:var(--fd-gold-bright);--link:var(--fd-gold-soft);--wrap:1120px;--wrap-narrow:760px;--radius-sm:8px;--radius:14px;--radius-lg:20px;--gap:1rem;--shadow-sm:0 1px 2px #00000040;--shadow:0 4px 16px #00000047;--shadow-lg:0 12px 40px #00000057;--font-sans:-apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, "Noto Sans", "Noto Nastaliq Urdu", sans-serif;--font-mono:ui-monospace, SFMono-Regular, "SF Mono", Menlo, Consolas, monospace}*,:before,:after{box-sizing:border-box}html{-moz-text-size-adjust:100%;text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:5rem}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition-duration:.001ms!important;animation-duration:.001ms!important;animation-iteration-count:1!important}}body{min-height:100%;font-family:var(--font-sans);color:var(--text);background-color:var(--fd-green-900);-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;background-image:radial-gradient(1200px 600px at 50% -10%,#35b86938,#0000 70%),linear-gradient(#0a4d27 0%,#07401f 45%,#052e18 100%);background-attachment:scroll;margin:0;font-size:1rem;line-height:1.7;overflow-x:hidden}img,picture,svg,video{max-width:100%;height:auto;display:block}h1,h2,h3,h4{letter-spacing:-.015em;color:var(--fd-white);text-wrap:balance;margin:0 0 .6em;font-weight:800;line-height:1.22}h1{font-size:clamp(1.75rem,5.6vw,2.85rem)}h2{margin-top:2.2em;font-size:clamp(1.4rem,4.2vw,2rem)}h3{margin-top:1.8em;font-size:clamp(1.15rem,3.2vw,1.375rem)}h4{margin-top:1.5em;font-size:1.05rem}h2+h3,h3+h4{margin-top:1em}p,ul,ol{margin:0 0 1.15em}p{text-wrap:pretty}ul,ol{padding-left:1.35rem}li{margin-bottom:.5em}li::marker{color:var(--fd-green-300)}strong,b{color:var(--fd-white);font-weight:700}em{color:var(--fd-gold-soft)}small{font-size:.85rem}a{color:var(--link);text-underline-offset:3px;text-decoration:underline;text-decoration-thickness:1px;transition:color .15s}a:hover,a:focus-visible{color:var(--fd-white)}:focus-visible{outline:3px solid var(--fd-gold-bright);outline-offset:2px;border-radius:3px}hr{border:0;border-top:1px solid var(--border);margin:2.5rem 0}code{font-family:var(--font-mono);border:1px solid var(--border);color:var(--fd-gold-soft);word-break:break-word;background:#00000052;border-radius:5px;padding:.12em .4em;font-size:.875em}blockquote{border-left:4px solid var(--fd-gold);color:var(--fd-mist);margin:1.6rem 0;padding:.2rem 0 .2rem 1.1rem;font-style:italic}blockquote p:last-child{margin-bottom:0}.wrap{width:100%;max-width:var(--wrap);margin-inline:auto;padding-inline:1rem}.wrap-narrow{max-width:var(--wrap-narrow)}@media (min-width:768px){.wrap{padding-inline:1.5rem}}.section{padding-block:2.25rem}@media (min-width:768px){.section{padding-block:3rem}}.skip-link{z-index:200;background:var(--fd-gold-bright);color:var(--fd-ink);border-radius:0 0 var(--radius-sm) 0;padding:.75rem 1.25rem;font-weight:700;position:absolute;top:0;left:-9999px}.skip-link:focus{left:0}.card{border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow-sm);background:linear-gradient(160deg,#ffffff12,#ffffff05);padding:1.15rem}.card-solid{background:var(--fd-green-800);border:1px solid var(--border);border-radius:var(--radius);padding:1.15rem}@media (min-width:768px){.card,.card-solid{padding:1.5rem}}.grid{gap:var(--gap);grid-template-columns:1fr;display:grid}@media (min-width:640px){.grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (min-width:900px){.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}.grid-4{grid-template-columns:repeat(4,minmax(0,1fr))}}@media (min-width:640px) and (max-width:899px){.grid-3,.grid-4{grid-template-columns:repeat(2,minmax(0,1fr))}}.btn{text-align:center;cursor:pointer;-webkit-tap-highlight-color:transparent;border:1px solid #0000;border-radius:999px;justify-content:center;align-items:center;gap:.5rem;min-height:48px;padding:.8rem 1.5rem;font-size:1rem;font-weight:700;line-height:1.2;text-decoration:none;transition:transform .12s,box-shadow .15s,background .15s;display:inline-flex}.btn:active{transform:translateY(1px)}.btn-primary{background:linear-gradient(180deg, var(--fd-orange) 0%, var(--fd-orange-dark) 100%);color:#fff;box-shadow:0 4px 14px #f9731652}.btn-primary:hover,.btn-primary:focus-visible{color:#fff;box-shadow:0 6px 20px #f9731673}.btn-gold{background:linear-gradient(180deg, var(--fd-gold-bright) 0%, var(--fd-gold) 100%);color:var(--fd-ink);box-shadow:0 4px 14px #f2a4134d}.btn-gold:hover,.btn-gold:focus-visible{color:var(--fd-ink)}.btn-ghost{border-color:var(--border-strong);color:var(--fd-white);background:#ffffff0f}.btn-ghost:hover,.btn-ghost:focus-visible{color:var(--fd-white);background:#ffffff21}.btn-block{width:100%;display:flex}@media (min-width:640px){.btn-block{width:auto;display:inline-flex}}.table-scroll{-webkit-overflow-scrolling:touch;border:1px solid var(--border);border-radius:var(--radius);background:#00000029;margin:1.5rem 0;overflow-x:auto}table{border-collapse:collapse;width:100%;min-width:480px;font-size:.94rem}caption{caption-side:bottom;color:var(--text-dim);text-align:left;padding:.75rem 1rem;font-size:.85rem}th,td{text-align:left;border-bottom:1px solid var(--border);vertical-align:top;padding:.7rem .9rem}thead th{color:var(--fd-gold-soft);letter-spacing:.04em;text-transform:uppercase;white-space:nowrap;background:#00000047;font-size:.82rem;font-weight:700}tbody tr:last-child td{border-bottom:0}tbody tr:nth-child(2n){background:#ffffff07}.callout{border-radius:var(--radius);border:1px solid var(--border);background:#0003;border-left-width:4px;margin:1.6rem 0;padding:1rem 1.1rem}.callout>:last-child{margin-bottom:0}.callout-title{color:var(--fd-white);margin-bottom:.35rem;font-weight:800;display:block}.callout-note{border-left-color:var(--fd-green-300)}.callout-tip{border-left-color:var(--fd-gold-bright)}.callout-warn{border-left-color:var(--fd-orange);background:#f973161a}.callout-danger{border-left-color:var(--fd-red);background:#e0413c1f}.badge{letter-spacing:.04em;text-transform:uppercase;border-radius:999px;padding:.2rem .6rem;font-size:.72rem;font-weight:800;line-height:1.5;display:inline-block}.badge-gold{background:var(--fd-gold-bright);color:var(--fd-ink)}.badge-red{background:var(--fd-red);color:#fff}.badge-green{background:var(--fd-green-400);color:var(--fd-ink)}.badge-outline{border:1px solid var(--border-strong);color:var(--fd-mist);background:0 0}.money{color:var(--fd-gold-bright);font-variant-numeric:tabular-nums;white-space:nowrap;font-weight:700}.dim{color:var(--text-dim)}.center{text-align:center}.lead{color:var(--fd-mist);font-size:1.075rem}@media (min-width:768px){.lead{font-size:1.15rem}}.visually-hidden{clip:rect(0 0 0 0);clip-path:inset(50%);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.eyebrow{letter-spacing:.12em;text-transform:uppercase;color:var(--fd-green-300);margin-bottom:.6rem;font-size:.78rem;font-weight:800;display:block}.stack>*+*{margin-top:1rem}.figure{margin:1.75rem 0}.figure img{border-radius:var(--radius);border:1px solid var(--border);background:var(--fd-green-800);width:100%}.figure figcaption{color:var(--text-dim);text-align:center;margin-top:.6rem;font-size:.86rem}.figure-phone img{max-width:320px;margin-inline:auto}.prose>:first-child{margin-top:0}.anchor-list{gap:.5rem;margin:0;padding:0;list-style:none;display:grid}.anchor-list li{margin:0}
.site-header{z-index:100;-webkit-backdrop-filter:blur(10px);border-bottom:1px solid var(--border);background:#07401ff0;position:sticky;top:0}.header-bar{justify-content:space-between;align-items:center;gap:.75rem;min-height:60px;padding-block:.5rem;display:flex}.brand{flex-shrink:0;align-items:center;gap:.55rem;text-decoration:none;display:inline-flex}.brand:hover,.brand:focus-visible{text-decoration:none}.brand-mark{border-radius:9px;flex-shrink:0;width:38px;height:38px}.brand-text{flex-direction:column;line-height:1.1;display:flex}.brand-name{color:#fff;letter-spacing:-.02em;font-size:1.06rem;font-weight:900}.brand-sub{letter-spacing:.1em;text-transform:uppercase;color:var(--fd-green-300);font-size:.62rem;font-weight:700}.nav-toggle{border:1px solid var(--border-strong);color:#fff;cursor:pointer;background:#ffffff12;border-radius:999px;justify-content:center;align-items:center;gap:.4rem;min-height:42px;padding:.4rem .85rem;font-size:.85rem;font-weight:700;display:inline-flex}@media (min-width:1024px){.nav-toggle{display:none}}.header-cta{display:none}@media (min-width:480px){.header-cta{min-height:42px;padding:.5rem 1.1rem;font-size:.88rem;display:inline-flex}}.nav-state{opacity:0;pointer-events:none;position:absolute}.site-nav{border-top:1px solid var(--border);padding-block:.5rem .9rem;display:none}.nav-state:checked~.site-nav{display:block}.site-nav ul{grid-template-columns:repeat(2,minmax(0,1fr));gap:.35rem;margin:0;padding:0;list-style:none;display:grid}.site-nav a{border-radius:var(--radius-sm);color:var(--fd-cream);border:1px solid #0000;padding:.6rem .75rem;font-size:.92rem;font-weight:600;text-decoration:none;display:block}.site-nav a:hover,.site-nav a:focus-visible{color:#fff;background:#ffffff17}.site-nav a[aria-current=page]{color:var(--fd-gold-bright);background:#ffc23d29;border-color:#ffc23d66}@media (min-width:1024px){.site-nav{border-top:0;padding-block:0 .55rem;display:block}.site-nav ul{flex-wrap:wrap;gap:.15rem;display:flex}.site-nav a{padding:.4rem .7rem;font-size:.88rem}}.disclosure{border-radius:var(--radius);color:var(--fd-mist);background:#00000042;border:1px solid #ffc23d47;margin-bottom:1.15rem;padding:.65rem .8rem;font-size:.78rem;line-height:1.5}@media (min-width:768px){.disclosure{margin-bottom:1.5rem;padding:.85rem 1rem;font-size:.85rem;line-height:1.6}}.disclosure strong{color:var(--fd-gold-bright)}.age-pill{background:var(--fd-red);color:#fff;letter-spacing:.05em;border-radius:999px;align-items:center;gap:.4rem;margin-right:.4rem;padding:.18rem .55rem;font-size:.72rem;font-weight:900;display:inline-flex}.breadcrumbs{padding-block:.85rem;font-size:.82rem}.breadcrumbs ol{flex-wrap:wrap;align-items:center;gap:.3rem;margin:0;padding:0;list-style:none;display:flex}.breadcrumbs li{color:var(--text-dim);align-items:center;gap:.3rem;margin:0;display:inline-flex}.breadcrumbs li+li:before{content:"›";color:var(--fd-green-400)}.breadcrumbs a{color:var(--fd-mist);text-decoration:none}.breadcrumbs a:hover{color:#fff;text-decoration:underline}.breadcrumbs [aria-current=page]{color:var(--fd-gold-soft)}.hero{padding-block:1.75rem 2rem}@media (min-width:900px){.hero{padding-block:2.75rem 3rem}}.hero-grid{align-items:center;gap:1.75rem;display:grid}@media (min-width:900px){.hero-grid{grid-template-columns:1.15fr .85fr;gap:2.5rem}}.hero h1{margin-bottom:.5rem}.hero-actions{flex-direction:column;gap:.7rem;margin-top:1.4rem;display:flex}@media (min-width:560px){.hero-actions{flex-flow:wrap}}.hero-stats{grid-template-columns:repeat(2,minmax(0,1fr));gap:.6rem;margin-top:1.6rem;display:grid}@media (min-width:560px){.hero-stats{grid-template-columns:repeat(4,minmax(0,1fr))}}.stat{border:1px solid var(--border);border-radius:var(--radius-sm);text-align:center;background:#00000038;padding:.7rem .75rem}.stat-value{color:var(--fd-gold-bright);font-variant-numeric:tabular-nums;font-size:1.05rem;font-weight:900;line-height:1.25;display:block}.stat-label{letter-spacing:.05em;text-transform:uppercase;color:var(--text-dim);margin-top:.15rem;font-size:.7rem;display:block}.author-box{border:1px solid var(--border);border-radius:var(--radius);background:#0003;align-items:flex-start;gap:1rem;margin:2.25rem 0;padding:1.1rem;display:flex}.author-box img{border:2px solid var(--fd-gold);border-radius:50%;flex-shrink:0;width:64px;height:64px}.author-name{color:#fff;font-size:1rem;font-weight:800}.author-role{color:var(--fd-green-300);margin-bottom:.4rem;font-size:.8rem}.author-box p{color:var(--fd-mist);margin-bottom:.5rem;font-size:.9rem}.byline{color:var(--text-dim);border-bottom:1px solid var(--border);flex-wrap:wrap;align-items:center;gap:.4rem .85rem;margin:0 0 1.5rem;padding-bottom:1rem;font-size:.83rem;display:flex}.byline a{color:var(--fd-mist)}.byline .dot{color:var(--fd-green-400)}.toc{border:1px solid var(--border);border-radius:var(--radius);background:#00000038;margin:1.75rem 0 2.25rem;padding:1.1rem 1.25rem}.toc h2{letter-spacing:.1em;text-transform:uppercase;color:var(--fd-green-300);margin:0 0 .75rem!important;font-size:.8rem!important}.toc ol{columns:1;margin:0;padding-left:1.2rem}@media (min-width:700px){.toc ol{columns:2;column-gap:2rem}}.toc li{break-inside:avoid;margin-bottom:.4rem}.toc a{color:var(--fd-mist);font-size:.93rem;text-decoration:none}.toc a:hover{color:var(--fd-gold-bright);text-decoration:underline}.faq-list{gap:.6rem;margin:1.5rem 0;display:grid}.faq-item{border:1px solid var(--border);border-radius:var(--radius);background:#0003;overflow:hidden}.faq-item summary{cursor:pointer;color:#fff;justify-content:space-between;align-items:flex-start;gap:.75rem;padding:.9rem 1rem;font-size:.97rem;font-weight:700;list-style:none;display:flex}.faq-item summary::-webkit-details-marker{display:none}.faq-item summary:after{content:"+";color:var(--fd-gold-bright);flex-shrink:0;font-size:1.3rem;line-height:1}.faq-item[open] summary:after{content:"–"}.faq-item[open] summary{border-bottom:1px solid var(--border)}.faq-answer{color:var(--fd-mist);padding:.9rem 1rem .25rem;font-size:.94rem}.cta-band{border-radius:var(--radius-lg);text-align:center;background:linear-gradient(135deg,#1f9d5252,#f2a41324);border:1px solid #ffc23d52;margin:2.5rem 0;padding:1.5rem 1.25rem}@media (min-width:768px){.cta-band{padding:2rem}}.cta-band h2,.cta-band h3{margin-top:0}.cta-band p{color:var(--fd-mist);max-width:56ch;margin-inline:auto}.cta-fine{color:var(--text-dim);margin-top:.9rem;margin-bottom:0;font-size:.78rem}.link-card{border:1px solid var(--border);border-radius:var(--radius);color:var(--text);background:#0003;height:100%;padding:1.05rem 1.15rem;text-decoration:none;transition:border-color .15s,transform .15s,background .15s;display:block}.link-card:hover,.link-card:focus-visible{color:var(--text);background:#0000004d;border-color:#ffc23d80;text-decoration:none;transform:translateY(-2px)}.link-card h3{color:var(--fd-gold-bright);margin:0 0 .35rem;font-size:1.02rem}.link-card p{color:var(--text-dim);margin:0;font-size:.88rem;line-height:1.55}.site-footer{border-top:1px solid var(--border);background:#0000004d;margin-top:3rem;padding-block:2.25rem 1.5rem;font-size:.9rem}.footer-grid{grid-template-columns:1fr;gap:1.75rem;display:grid}@media (min-width:640px){.footer-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (min-width:960px){.footer-grid{grid-template-columns:1.4fr repeat(3,minmax(0,1fr));gap:2rem}}.footer-col h2{letter-spacing:.1em;text-transform:uppercase;color:var(--fd-green-300);margin:0 0 .75rem!important;font-size:.78rem!important}.footer-col ul{margin:0;padding:0;list-style:none}.footer-col li{margin-bottom:.45rem}.footer-col a{color:var(--fd-mist);font-size:.88rem;text-decoration:none}.footer-col a:hover{color:#fff;text-decoration:underline}.footer-about p{color:var(--text-dim);font-size:.86rem;line-height:1.65}.footer-legal{border-top:1px solid var(--border);color:var(--text-dim);margin-top:2rem;padding-top:1.25rem;font-size:.8rem;line-height:1.65}.footer-legal p{margin-bottom:.75rem}.footer-legal a{color:var(--fd-mist)}.helpline-list{flex-wrap:wrap;gap:.4rem 1rem;margin:.5rem 0 0;padding:0;list-style:none;display:flex}.helpline-list li{margin:0;font-size:.8rem}.post-list{gap:1rem;margin:1.5rem 0;padding:0;list-style:none;display:grid}@media (min-width:700px){.post-list{grid-template-columns:repeat(2,minmax(0,1fr))}}.post-list li{margin:0}.post-card{border:1px solid var(--border);border-radius:var(--radius);height:100%;color:var(--text);background:#0003;flex-direction:column;padding:1.15rem;text-decoration:none;transition:border-color .15s,transform .15s;display:flex}.post-card:hover,.post-card:focus-visible{color:var(--text);border-color:#ffc23d80;text-decoration:none;transform:translateY(-2px)}.post-meta{letter-spacing:.05em;text-transform:uppercase;color:var(--fd-green-300);margin-bottom:.4rem;font-size:.75rem}.post-card h3{color:#fff;margin:0 0 .45rem;font-size:1.05rem}.post-card p{color:var(--text-dim);margin:0;font-size:.89rem;line-height:1.6}.steps{counter-reset:step;gap:.85rem;margin:1.5rem 0;padding:0;list-style:none;display:grid}.steps>li{counter-increment:step;border:1px solid var(--border);border-radius:var(--radius);background:#0003;margin:0;padding:1rem 1.1rem 1rem 3.2rem;position:relative}.steps>li:before{content:counter(step);background:var(--fd-gold-bright);width:26px;height:26px;color:var(--fd-ink);border-radius:50%;justify-content:center;align-items:center;font-size:.82rem;font-weight:900;display:flex;position:absolute;top:1rem;left:1rem}.steps>li>strong:first-child{margin-bottom:.25rem;display:block}.steps>li>:last-child{margin-bottom:0}.proscons{gap:1rem;margin:1.75rem 0;display:grid}@media (min-width:700px){.proscons{grid-template-columns:repeat(2,minmax(0,1fr))}}.pros,.cons{border-radius:var(--radius);border:1px solid var(--border);padding:1.1rem 1.25rem}.pros{border-left:4px solid var(--fd-green-400);background:#1f9d5229}.cons{border-left:4px solid var(--fd-red);background:#e0413c1f}.pros h3,.cons h3{margin-top:0;font-size:1rem}.pros ul,.cons ul{margin-bottom:0;padding-left:1.2rem;font-size:.92rem}.key-answer{border-radius:var(--radius);background:linear-gradient(135deg,#ffc23d24,#1f9d521f);border:1px solid #ffc23d59;margin:1.75rem 0;padding:1.15rem 1.25rem}.key-answer>:last-child{margin-bottom:0}.key-answer .callout-title{color:var(--fd-gold-bright);letter-spacing:.1em;text-transform:uppercase;font-size:.78rem}